My husband and I were looking into buying a slightly older house and we would use the VA loan to purchase the house. Would we be able to take out a slightly higher amount of money to pay for the house and then use the left over to to some things around the house? The appliances need updating and the backyard needs to be fenced in. The house is only $145,000 and we were approved for over $170,000 so it's not an issue of approval.