4years ago my ex husband and I purchased a home and used his va loan certificate to buy the home. 2 years ago we divorced and the house ended up in foreclosure/bankruptcy.

Would I be able to use my va loan certificate to buy a new home? I have not had any financial problems since the divorce. I'm planning to speak with a real estate agent on Monday but just curious if anyone knows. I'm just not sure since I was the co-signer on my ex husband's loan and it defaulted, would I still be able to use my eligibility? Thanks

I will ask some questions that will help:

1. Did you file bankruptcy or just your husband?
2. Did you or your ex pay back the loss to the VA?

1. We both filed bankruptcy.
2. We never payed back the loss to the VA.

Loses on a defaulted VA loan are not required to be paid back to VA. Even if there are losses, there is still an amount of eligibility left over in most cases. The biggest issue is if there were any late payments at all on your credit report since the bankruptcy and you will have to show the house was included in the bankruptcy and be 2 years out from the discharge date in order to qualify.

Paul
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hello i had a queastion i saw a house i really like back were me and my hubby want to move back to when he gets out we like a certain house and was wondering how we can start out what do we have to do from there i think its a back owned property and it has a ageant that covers that house and three others unless the the relitor from the bank eather way i need to know the next step we are not geting the va loan togher thought becuase i dont have good cridit he has exallent to great cridit or should i say good and or excallent