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My husband and I are under contract for our first home and were pre-approved for up to 150,000. We settled on 128,000 and the sellers are covering the $4500 in closing costs. IN THE MEAN TIME, we're waiting for approval and I'm having MAJOR anxiety that somehow they'll find a reason to deny us the actual approval. Our credit collectively is about 670 but we have no car payments and have been on time for all bills for more than a year. Can anyone give me some info or possibly give me some peace of mind PLEASE?! I would be eternally grateful!

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Posts: 1 | Registered: Sun 02 August 2009Reply With QuoteEdit or Delete Message
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It doesn't sound like you should have any problems. If your lender did their due diligence then they would have already ran the automated findings prior to issuing the pre-approval. Relax between now and closing because moving and unpacking is a headache.
 
Posts: 855 | Registered: Tue 20 July 2004Reply With QuoteEdit or Delete Message
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