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Hello everyone, I've been thinking about enlisting in the Navy and signing up for the CTN position. I'm 34 years old and already in the field for IT. I don't own a house nor do I have a family to raise but I do have debts (cars and credit cards). And of course I will have to quit my job when I go into basic. So after the pros and cons the biggest con is: while in basic, will I still be able to keep up with my debts (even if I pay the minimum)?

Thanks in advance.

This message has been edited. Last edited by: 21821475,
 
Posts: 2 | Registered: Tue 30 June 2009Reply With QuoteEdit or Delete MessageReport This Post
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Don't think too much longer, you are at the max age and 35 will be rolling along before you know it. By then you will be too late!

Hopefully someone will come along and can answer questions about paying your bills. If not, maybe your recruiter?

Remember, time is of an essence now if you are serious about joining the Navy.
 
Posts: 10003 | Registered: Tue 26 September 2000Reply With QuoteEdit or Delete MessageReport This Post
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Yes I agree. If I'm going to sign up I better do it now.
 
Posts: 2 | Registered: Tue 30 June 2009Reply With QuoteEdit or Delete MessageReport This Post
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Try using the find feature. There are several threads that have talked about this. I myself joined when I was 27. I survived boot camp. Actually it was pretty easy I thought.
 
Posts: 3201 | Registered: Thu 26 February 2004Reply With QuoteEdit or Delete MessageReport This Post
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quote:
Originally posted by 21821475:
while in basic, will I still be able to keep up with my debts (even if I pay the minimum)?.
Depends. How big are those debts?
 
Posts: 7081 | Registered: Wed 13 April 2005Reply With QuoteEdit or Delete MessageReport This Post
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I joined at 29 and went through Dive school and EOD school at 33 so age is not a big deal if you can handle it. Joining the military was the best thing I could've ever done. I was a web designer before joining. We can't tell you if you can handle your debt or not. You can look up how much you'll be paid and get an idea from there. There's a lot of questions...are you married? Also, I believe CT's have to get a pretty high security clearance, so that could be an issue with debt to income ratio. Good luck.

EOD2
 
Posts: 1020 | Registered: Fri 20 December 2002Reply With QuoteEdit or Delete MessageReport This Post
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You might try talking with your lenders and telling them that you plan on joining the Navy. Maybe they will lower your payments or work some sort of deal with you.

Good Luck.
 
Posts: 1984 | Registered: Tue 06 February 2007Reply With QuoteEdit or Delete MessageReport This Post
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quote:
Originally posted by 21821475:
Hello everyone, I've been thinking about enlisting in the Navy and signing up for the CTN position. I'm 34 years old and already in the field for IT. I don't own a house nor do I have a family to raise but I do have debts (cars and credit cards). And of course I will have to quit my job when I go into basic. So after the pros and cons the biggest con is: while in basic, will I still be able to keep up with my debts (even if I pay the minimum)?

Thanks in advance.


Don't put the cart in front of the horse.

Are you qualified to join the Navy? Are you qualified for CTN? Is CTN available? Is it available to you before you turn 35?

All of these things are much more important than what you can or cannot do while you are in boot camp.
 
Posts: 2192 | Registered: Sat 10 August 2002Reply With QuoteEdit or Delete MessageReport This Post
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