Hello,

So I am in the process of testing to get into the Coast Guard. I am told I can not have anything in collections when they run my credit. Now if something was in collections and I am now making payments on that account is it still in a "bad" standing to where I will not be qualified?

Thank you.
Brittney

You need to pay off the debts, and sometimes it can take up to 6 months for it to show on your credit report. I would try calling the credit reporting agencies to see what they can do.

Pay them off. After they have received the final payment get them to fax or mail you a letter confirming a zero balance. Wait about 45 days and then check your credit report to make sure it has been updated correctly.