I do not know. I assume that there will be an option once that part of the law takes effect. That takes effect in 6 months.
WASHINGTON, March 22, 2010 - The TRICARE military health plan meets the standards set by the health care reform bill the House of Representatives passed last night, Defense Secretary Robert M. Gates said in a statement issued yesterday.
Calling their health and well-being his highest priority, Gates reassured servicemembers and their families that the legislation won't have a negative effect on TRICARE, which "already meets the bill's quality and minimum benefit standards." "This was clarified by a vote in the U.S. House of Representatives [March 20], and is expected to be re-affirmed by the Senate," Gates said in the statement. "The president and I are committed to seeing that our troops, retirees and their families will continue to receive the best quality health care," the secretary said.
Something to keep in mind during discussions to come is that Tricare, including Tricare for Life, is not a health insurance company or insurance policy. It is a federal health benefits program created by its own law and governed by its own regulation that interprets and implements that law. Thus, any rules affecting health insurance companies or policies should have no effect on Tricare.
This message has been edited. Last edited by: Dave_M,
Way to early to answer that. Unless your kids are approaching 23 are in college, you have plenty of time.
As Dave said it's is a different law, We will have to wait ans see.
We wish you and your family the very best.
God and the soldier, All men adore, In time of trouble, And no more; For when war is over, And all things righted, God is neglected - The old soldier slighted. Founding Member Original DVG & Proud Member, Rupterd Duck/Derelict Veterans
My question, without starting a new topic, is how this new law will affect Tricare premiums? Since the "promise" was made to decrease premiums by "up to $2500 a year" will they decrease or stay the same?
Where do you find this promise. Also, on Tricare, the premiums are much smaller than insurance. Tricare is not considered insurance. It falls into a different category, as does the VA and is exempt from the law. Tricare premiums are set to stay the same.
Average health insurance premiums for a family in the private sector where in the $5,000 - $12,000 a year range. That is where a decrease will take place, if there is one. And the term up to. My premiums last year where $18,000 for the two of us. Tricare Prime is $460 a year for a family. Standard and extra have no premiums.
The promise came from the top, President Obama, on numerous occasions. Granted, most promises from politicains are just words but it would be interesting to know IF any of the veteran organizations will push it.
Tricare is well below the national average cost for insurance, and I do not expect to see it decrease. The price has not increased in years. The goal is to hold down costs for private plans that have increased as much as 100% in 5 years. I believe Tricare has not increased its price during that time period.
This is not a battle any organization will fight. They will fight to hold the cost down as low as possible. Free is free, you can not cut is $2,000.
If this is what you are thinking, then you read only part of the comment and this will save the government $3,000 per Tricare enrollee.
"Americans who get their insurance through the workplace, cost savings could be as much as $3,000 less per employer than if we do nothing," Obama said in a health reform speech at George Mason University in Fairfax, Va., on March 19, 2010. "Now, think about that. That’s $3,000 your employer doesn’t have to pay, which means maybe she can afford to give you a raise."
We couldn't help but notice that this statistic is at odds with the forecast from the government's nonpartisan Congressional Budget Office that Obama has been so fond of citing in the health care debate.
But the CBO is not where the president got his number. Rather, the White House told us he got this statistic from a November report commissioned by the Business Roundtable, an association of CEOs from some of the country's leading companies. The report, prepared by Hewitt Associates, a global human resources outsourcing and consulting company, states, "We estimate that if enacted properly, the right legislative reforms could potentially reduce that trend line by more than $3,000 per employee, to $25,435."
As a baseline for its analysis, Hewitt assumed that if the government does nothing, health care costs will continue to rise at the same pace they have over the last decade -- just over 10 percent a year. By that measure, health care expenses for companies would rise 166 percent by 2019, a rate they conclude is "not sustainable."
If I look long enough I find the Answer. The issue is Tricare was excluded from the law. Here is Army Times on the topic;
Tricare upgrade for children being studied
By Rick Maze - Staff writer Posted : Monday Mar 22, 2010 17:42:39 EDT
National health care reform, which could be signed into law this week, has a key new benefit for families that will not apply to military families enrolled in the Tricare health insurance program.
A key expansion of benefits in the Patient Protection and Affordable Care Act, HR 3590, is a requirement for health insurers to cover unmarried children up to the age of 26 who are carried on the policy of a parent.
This change, like the rest of the bill, does not apply to Tricare, according to Defense Department and congressional sources.
But congressional aides, speaking on the condition of anonymity, said several lawmakers have begun investigating how to alter Tricare so that it also covers older children who do not have their own coverage. A change is being considered for inclusion in the 2011 defense authorization bill, which the House and Senate armed services committees will begin writing later this year.
Currently, Tricare covers unmarried children up to age 23 if they are attending college or up to 21 if they are not.
Tricare spokesman Austin Comacho said he could not give a definitive statement about whether Tricare’s age limit for children would be changed.
“The only thing we can be sure of is that there will be no adverse impact to our beneficiaries,” he said.