IS THIS A POSITIVE OPTION? EVEN THOUGH MY CREDIT SCORE IS LOW, I DONT OWE MUCH MONEY OUTSIDE OF MY SCHOOL LOANS. THE CREDIT THAT HAS BEEN ESTABLISHED IN MY NAME IS MOSTLY NEGATIVE BECAUSE OF SOME FAMILY MEMBERS GETTING CREDIT CARDS BEFORE I WAS EVEN LEGAL. CAN I CONSOLIDATE WITHOUT INCLUDING THESE LINES OF CREDIT? WHEN I GO TO OPEN NEW CREDIT WILL THEY LOOK AT A CONSOLIDATION AS A DEMERIT?DOES THE CONSOLIDATION COMPANY PAY OUT THE CREDIT CARDS AND THEN I PAY THEM A MONTHLY? OR DO THEY DISPERSE THE FUNDS AS I PAY THEM?
If you are going to consolidate then do it as a Chapter 13 Bankruptcy. Consumer Credit Counseling services offer you none of the protections a bankruptcy would. For the accounts that are in your name but do not belong to you, you will need to file a police report to dispute their legitimacy. Any action less than that is not considered action at all.
after i recieved a credit card , entering my personal pin # depositing funds to your card, you may add funds to your card ,called value loading in my contract with this online company account now there is no minimum requirement but i am entitled
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