I'm not sure if any of you guys/gals know this, but oh well... I recently transferred for the third time and discovered this little bit of info...

If you have a credit card with USAA and you PCS, they will lower your interest rate to 4% for 12 months... All you have to do is call them... They also have a great relocation assistance team that will help with your move...

ET3 Sends...

that is freaking awesome thanks for that info. is that somewhere in writing

I will keep that in mind.

Will they automatically adjust your rate if you are enrolled in the USAA relocation program?

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Will they automatically adjust your rate if you are enrolled in the USAA relocation program?

I enrolled in their relocation program and asked about the 4% and they said it was already taken care of... So one would think...

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that is freaking awesome thanks for that info. is that somewhere in writing

I looked on their website for a few mins, but didn't find it... I found out from a buddy of mine and asked a rep about it when I called one day...

I verified this yesterday and since I PCS'd back in June 07 they are going to start my 12 months of 4% starting next month.

If you get deployed or PCS they'll do it.

Looks like I'll be calling USAA as well.

My card is sitting pretty at prime rate of 7% now. Longevity is good for business.

I just called, they approved me. I was very supprised because I actually PCS'd Nov 2006. My new rate starts immediatly and is good for 12 months.

I LOVE USAA!!!! I am going to post this on the bulliten board at work, I think this is a great thing to pass to our shipmates outside of this fourm.

I have USAA for Checking, Credit Card, Car Loan, Car Inusrance and Rental Insurance. In all 5 instances it has seriously been my pleasure doing buisness with them. It still bugs me when they call me "Petty Officer" though 8). I keep asking them to call me by first name, but never works :P

Thanks for sharing this info, they just changed my rate from my PCS move last July. Also I was told if you PCS again before the 12 months are up, they will extend your 4% rate for another 12 months.

jgcoastie-

Great tidbit of info. Thank you very much. I'm PCS'ing to California and I'll take any financial help I can get. LOL

Is that only valid for the servicemen? Not wives?
Just wondering....

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Is that only valid for the servicemen? Not wives?
Just wondering....

Not real sure... We we try not to keep a balance on our cards and we just so happened to be at zero on my card as well as my wife's card at the time so I didn't ask about spouses...

It never hurts to call them up and ask though...

The change is good for all USAA members, including spouses. We had ours lowered for the year in July 2006. It was great for the year but remember its only for the year. Ours just went back up last July.

Bumping this useful info that new board members may not have seen...

I had forgotten this till I read this post. Called them up and told them I had just PCS'd and they took care of it. 4% for 12 months.

WOW, I am another happy customer. I just called them and yes even though I PCS'd last year, it has been changed!!!

It's only for a year....

So it takes a year to pay for some socks, a pizza, and a new CD? Rather then get excited about knocking a few points off an interest rate, pay down and eliminate the debt! Once it's paid off, use credit smartly and pay the card off each and every month.

Whether it's 4%, 7%, 12.9%, or 22.9%....it doesn't make sense to make installment payments on a t-shirt that's long faded, or a DVD that's been watched umpteen times and sits on a shelf.

Just my "two sense " 'cuz it seems pretty silly to take twelve months or longer to pay for a cheeseburger.