keep putting in the money and dont get scared! In fact, my advice (as I am doing)....is PUTTING MORE MONEY IN!!! Anybody that know about Dollar Coast Averaging will tell you that this is good new. You are buying more shares for less. The market WILL go back up and you will make a killing! Keep your eyes and mind on the Big picture!

This money will be sitting for a very long time so like I said...the market volatility is giving you more BANG for your buck! Stick it out and if you can stick it out than contribute, Contribute, CONTRIBUTE!

Well not when I have lost more than 4000.00 in a 4 month period. I have move everything to the G fund. It is stable but slow.

Got my participant statement yesterday. Despite all the doom, gloom, disaster, and catastrophe talk...up 3.4%. Not great but it ain't a loss.

quote:

Originally posted by RadioWaveNMR1_2000:
Well not when I have lost more than 4000.00 in a 4 month period. I have move everything to the G fund. It is stable but slow.

Unless you are now retirement age, are drawing it out and not putting anything in, you did not loose a dime! I have always had 100% of mine in I fund and I still do, and I will keep it there. I choose HIGH RISK, knowing it is volitile. Long term, it is likely to provide better returns. Right now, it has less than half the value it did a year ago. If I could pull it out today though, I would not have 'lost' half of my money, I would almost break even actually becuase I had almost doubled MY money. In any case, it is several decades before I can see it.

This is absolutely the wrong time to move money from one of the stock funds to a bond fund. You would essentially be locking in your losses. As mentioned by earlier posters, with dollar cost averaging, if you put the same amount in every month, stock is really on sale right now--and one might even double up purchases. Until you move the money out, your losses are only on paper.

quote:

Originally posted by Mightyz90_93:
With the good old value of hindsight, I really wish I would have moved everything out of "I" about a year ago and into "G", then I could switch it back now and more than doubled my shares in "I".

Dang, where is that way back machine when you need it! Good thin retirement is several decades away!

Thats exactly what I did. So my dip was only 10% instead of the 25-30% that a lot of folks got hit with. The only reason I took the 10% hit was because I was and still am buying into the C, S, and I funds split evenly. The shares are on sale right now!!