ok... i need someone to dummy this up for me... ive been reading on this stuff all day long and its all just making me fuzzy. my husband was put on TDRL jan 09. he received 70% nonworking disability thru the army (combat related). he had 9 years and 6 months in when he got out. he gets $1695/month for his army disability ($1813 - & sbp $118). hes waiting for his VA rating, but has been told numerous times hell have 100% no doubt.
so my question is:
what is the total $ he will get? including VA disability, army disability and CRSC...
we both are freaking out because of our finances and would really appreciate if someone could help us out! thank you!!
You would get VA disability which would be over $2,800 tax free plus CRSC. Grover might be able to tell you how much the CRSC will be. CRSC replaces military retirement that is lost to VA disability.
Shary, Greetings and special blessings.
Once your VA is approved, you will loose the Army Disability up to the amount of your VA, which in your case will be all.
You must apply for the CRSC through the Army Branch. There are links posted, if you can not find them, let me know and I will look them up and repost them. Since I was on the DFAS site here is the Link for CRSC:
You can click on DD Form 2860 and then print the form off.
For the Chapter 61s with less than 20 years, computing the CRSC can be a little tricky.
Here is the Link for more details on figuring the CRSC:
The following is part of the above Link:
Retirement computations vary according to each individual retirement date, retirement age, and years in service. The example provided is only to explain the calculation method.
For those retirees who are eligible for CRSC entitlement, but retired under a disability retirement law, an offset is calculated before CRSC entitlement is calculated as follows:
Example - E6 retired at 60% with 16 years of service
Disability Retirement Payment $1,170.00
Retirement pay calculated based on years of service
Difference between two retirement methods (offset amount)
In the example given, $390 monthly would be offset from any monthly CRSC entitlement computed. The CRSC entitlement plus any remaining retired pay cannot exceed retired pay based on years of service.
In this example, the base pay at retirement was $1,950.00 per month. The person was retired at 60% disability, thus the $1,170.00 in retired pay.
To get the $780.00 you will take 2.5% times 16 years, which equals 40%. 40% of $1,950.00 is $780.00.
There is a chart on the Link above. You can not copy and paste a chart, it just spreads it out on the left side of the page.
Now, in your husbands case. You would take 2.5% times 9.5 years which would equal 23.75%. You now take this % times his base pay rate at retirement. This will give you the retirement pay based on years of service.
Since you gave me the percentage and the amount that he is getting, his base pay was $2,590.00 a month.
Take .2375 times the $2,590.00 and you come up with $615.12. Take this from his retired disability pay and you get $1,198.00 as the offset.
Now you take this offset of $1,198.00 from the 100% CRSC, which is $2823.00 with a wife, and you get $1,725.00 which is real close to his military disability retired pay, however the CRSC entitlement plus any remaining retired pay cannot exceed retired pay based on years of service.
So anything less than the 100%, the CRSC is going to be way less since the difference between 90% and 100% in VA is over $1,000.00
I trust I have not confused you too much. OK, at 100% VA and 100% CRSC, you should get VA $2,823.00 and CRSC would be $615.12. The CRSC entitlement plus any remaining retired pay cannot exceed retired pay based on years of service.
The CRSC is giving you back part of the Army disability. The VA will take the Army disability retirement. You can write these numbers down and put them into the chart on the Link above and get a better picture of the different VA percentages. The chart is for just the service member, does not include the spouse.
If I can be of further help, please let me know. As I stated at the beginning, this CRSC is a bear. The people with less than 5 years in and lower ranks are not getting anything on CRSC most of the time.
Grover my Friend
even tho Ive have finally beat the system and won my case few months back.. and I am happy...you or let me say it this way,, the system is so so confusing,,,,but you guys have the man here,,Grover knows. ..
By the way Grover ,, I check on the DVG Polos, bout half are done...Cant wait till 21 May.
God Bless us All
I have a question. My husband is retired army, 22 years at CW3. He is receiving retired pay at the REDUX amount. He applied for VA disability and is receiving 90%. So he is going to receive his entire retired pay plus the entire disability amount of close to 2100.00 as well?
Also, I read it come in two checks, how does that work if a former wife is receiving a % of his retired pay?
Any help would be great.
He will receive the VA amount plus CRDP or CRSC. Please look for topics on concurrent receipt.
I'm totally lost when figuring this all out. I'm currently in the Peb/Meb process.
I have been offered a 90 percent disability from the va and army at 70 percent medically retired and put on the TDRL list.
I have 13 years ( E5 ) of reserve service with 3.25 active duty if that matters.
I do believe I'm getting shorted on certain things also explain by others " not enough supporting evidence"
How do I calculate the army stuff? I was told the disability chart for the Va and army are the same . Is that true?
How do I decide or do I have to ? I was told take the VA cause its higher. I don't think it's correct because if it were only 1 would exist.
I'm thinking I should request a formal hearing which is on the form DA 199
If you request this do they keep you on active duty?
If this is combat related you will get the VA and CRSC. If not, the VA is higher. The VA is not based on rank or time in service. I do not know how to calculate reserve medical retirement, so I will be no help there. Maybe your PEBLO can help.
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