SGLI insureds are covered during the following periods:
Full Time Coverage...Active Duty If you are a full-time member on active duty, you are covered 365 days of the year. Your coverage is in effect during the period of active duty or inactive duty training and for 120 days following separation of release from duty.
Full Time Coverage...Reserve/Guard Duty If you are a Reservist or National Guard member and have been assigned to a unit in which you are scheduled to perform at least 12 periods of inactive duty that is creditable for retirement purposes, full-time coverage is in effect 365 days of the year. You are also covered for 120 days following separation or release from duty.
Part-Time Coverage Part-time coverage is provided for Reservists or National Guard members who do not qualify for the full-time coverage described above. Part-time coverage generally applies to Reservists/National Guard members who drill only a few days in a year. A common example is members of the Individual Ready Reserve (IRR) who attend one-day call-ups, commonly referred to as "musters".
